Monthly Car Lease

Car Lease Ratings, Offers and Reviews

Monthly Car Lease Specials for June 2010

Jun 2

Posted by Rob in Car Leasing | No Comments

Best Car Leases For June 2010

Toyota Matrix Car Lease

Toyota Matrix Car Lease

Okay, so we thought it would be hard to beat the lease deal Toyota had on the Corolla for May 2010. As it turns out, we were right, but not by much. It's kind of difficult to imagine a Top-20 Car Lease scenario where Toyota isn't in the mix and the June 2010 Car Lease Rankings prove it true once again.

But wait...This time there is a surprise challenger right up there with Toyota and it's not one of our usual top-5 car leases. Read the rest of this entry »

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Best Car Loans under $250

May 15

Posted by Rob in Best Car Loans | No Comments

best-car-loans

Best Car Loans

As 0% APR Car Financing continues to be popular in the automotive industry, it definitely pays to keep up with the latest Auto Loan Offers. This month's top car lease offer is a Toyota Corolla with just $899 down and only $129.00 a month. Surprisingly, there are some 60 and 72 month, 0% APR loans on new cars which rival this very attractive lease offer from Toyota. Think about it; if you can get someone to loan you the money to buy a brand new car, interest free for up to 5 or 6 years, that is going to be financial offer that is hard to beat.

The best car loan being offered from Ford, GM, Toyota, Hyundai and Nissan on their economy models will get you in a new car for an attractive lease type price. Of course, the advantage to buying the car is that you own whatever equity is left in the car after your loan is paid off. I thought it would be interesting to rate the best car loans for under $250. A car payment for under $250 per month requires finding a car that sells for less than $16,500 MSRP, then putting 10% down to bring your finance amount down to $15,000 or under. Read the rest of this entry »

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Monthly Car Lease Specials May 2010

May 2

Posted by Rob in Car Leasing | 2 Comments

0-Down Car Lease Offers

Toyota Corolla Lease Just $129 a Month

Corolla for $129.00 a Month

People have asked me why I don't do articles on 0-Down Car Lease offers. The reason is simply this: any car can be leased with nothing down. A down payment; otherwise known as a Cap Reduction doesn't change the total cost of your lease, it simply lowers your monthly payment. Your Average Monthly Payment and Total Cost to lease the car remain the same. See  our Car Lease Ratings Guide. So, why are some car lease deals for no-money down and others are not? Because monthly car lease specials are simply a marketing game. Car manufacturers are going to structure their monthly offers in a way that looks most attractive to buyers.  You can lease any car with nothing down - just ask. Typically, every thousand dollars you put down on a car lease lowers your payment by $20 - $30. So, what looks like the better offer? No-Money down or a lower monthly payment? It is the same game retailers play when they price their goods at $99.99, instead of $100.00.. It's our psychology and what looks or feels best to us at the time.  For example, it might make me feel better to put $500 down and make a $295.00 monthly payment, rather than no-money down and a $305.00 payment. In reality, the best thing to do is save my cash to help make those monthly lease payments. This is pretty much the same way I look at income taxes. I'd rather take as much as I can now and get nothing back or even owe a little on April 15th. Some people, feel better knowing they are paying too much, but will be due a refund at the end of the year.  Read the rest of this entry »

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Hyundai Car Lease Specials

Apr 26

Posted by Rob in Car Leasing, Featured Car Lease | No Comments

Hyundai Elantra Lease

Hyundai Elantra Lease Offer

Spring is car buying season and Hyundai is back in the game with some pretty, darn sweet lease deals. Not too long ago, I leased a 2008 Hyundai Veracruz SE for just $399.00 a month for 24 months.  I am proud to say that this is one of the most enjoyable, best darn cars I've ever driven. I'm sorry that the lease only lasted two years. In fact, because of the remorse I had turning my Hyundai Veracruz in so early, I don't recommend an auto lease term less than 36 months. If the goal is to finance a car you're really excited about, do you really expect that excitement to go away after just two years? Maybe 24-month car lease terms are good for those situations when you lease something that is just a little bit risky, or the monthly payment is just so darn low that you can't resist taking the offer. But, in most cases, two years is not even long enough for that new-car-smell to disappear.  Isn't it that new car smell that attracts you to a new car in the first place?

The good news is this: Hyundai is offering 36 month (3-Year) car lease terms on six of its most popular selling models: The Sonata, Elantra, Veracruz, Tucson, Genisys Coupes and Sedans. These are beautiful and practical cars with 60-month warranties. Now, is the time to get in on the action of a car that is not only practical but fun. Shortly after I leased my Veracruz, I went back to my local Hyundai dealer to find a practical, gas saving sedan to replace my $190 a month Pontiac G6 payment. Unfortunately, Hyundai was not offering a lease at the time on it's Elantras. I test-drove one of these great cars and was really impressed with the ride, features and overall comfort. Now, you can lease a brand-new, 2010 Hyundai Elantra Automatic for just $159.00 a month and $1,999 down, including first month's payment. As the low LVR of just 1.19% shows, this is a great car lease deal and wins top honors among these six Hyundai Car Lease offers. Both Honda and Toyota have introduced even lower average monthly lease payments, but do they come with a 60-month warranty and do they provide 26/34MPG Fuel Economy? If you spend your time 50/50 between city and highway driving, you can expect to average 30MPG in a Hyundai Elantra and you will never feel as though you are making a sacrifice to do it. The Elantra is a very comfortable, substantial feeling car, both on and off the highway. Read the rest of this entry »

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Car Finance Deals

Apr 8

Posted by Rob in Car Leasing | No Comments

60 Months No Interest

No-Interest Car Finance Deals

With so many of the popular car makers offering 0% financing for up to 60 and 72 months, the best Car Finance Deals no longer have to be leases.  In fact, the best car loans this month are giving the monthly lease specials a run for their money. As long as this trend of long-term, 0%-APR loans are available, we will continue to publish these 0% APR Car Loans along with our Monthly Lease Specials. After all, it's all part of the same goal: to provide you with information on the very best Car Finance Deals.

I often visit and interact on the commentary sections of various car blogging sites. I am sometimes amazed at some of the negative things I hear from potential car buyers about car financing; whether it’s leasing and purchasing loans. One gentleman told me that he would never borrow money for a car because it depreciates. My reply was that this is exactly why we should borrow money to buy cars.  At 60, 48 or even 36 months with no interest, the cash you save can be earning 1-2% in your bank account.  What's even more important is that you are spreading out your risk over the depreciation period of the car. If you lose your job you're risk is a $200-$750 monthly car loan payment instead of $20,000 - $50,000 of cash that you already plunked down on a car that is worth 30%-40% less than what you paid for it. Read the rest of this entry »

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