Car Finance Deals

No-Interest Car Finance Deals

With so many of the popular car makers offering 0% financing for up to 60 and 72 months, the best Car Finance Deals no longer have to be leases.  In fact, the best car loans this month are giving the monthly lease specials a run for their money. As long as this trend of long-term, 0%-APR loans are available, we will continue to publish these 0% APR Car Loans along with our Monthly Lease Specials. After all, it's all part of the same goal: to provide you with information on the very best Car Finance Deals.

I often visit and interact on the commentary sections of various car blogging sites. I am sometimes amazed at some of the negative things I hear from potential car buyers about car financing; whether it’s leasing and purchasing loans. One gentleman told me that he would never borrow money for a car because it depreciates. My reply was that this is exactly why we should borrow money to buy cars.  At 60, 48 or even 36 months with no interest, the cash you save can be earning 1-2% in your bank account.  What's even more important is that you are spreading out your risk over the depreciation period of the car. If you lose your job you're risk is a $200-$750 monthly car loan payment instead of $20,000 - $50,000 of cash that you already plunked down on a car that is worth 30%-40% less than what you paid for it. Read the rest of this entry